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All Real Estate Brokers are NOT alike! Find out why I am a top real estate expert. Call me: 805-390-7917.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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I Applaud Your Innovative Techniques
I was also impressed to discover that your bubbly personality only enhanced your savvy business ability.
Sharon Jeter, Thousand Oaks
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 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
Barbara Simmons is one of The Top
Selling Real Estate Experts™
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Veteran War Memorial at Conejo Creek Main Area Park |
Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Simi Valley real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Real Estate Broker. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Real Estate Broker. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Simi Valley Real Estate Broker, I have the experience and track record you are looking for. Please let me help. - Barbara L. Simmons  |
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First Time Buyers >A Great Opportunity
Home ownership may seem like "the impossible dream" to first-time buyers who have to stretch in order to purchase their first home. Many younger buyers can afford the monthly mortgage payments, but may have to get creative to cover the down payment and closing costs.
Contact a real estate professional if you are thinking about buying your first home. For those whose funds are limited, there may be possibilities you have not considered, such as local or federal loan programs that can help get you moved into your new home. There are many flexible new mortgage loans available to first-time buyers. Sellers are sometimes willing to extend a small loan to help cover closing costs in order to complete the sale.
You can also consider the many housing options available. There are beautiful condominiums and townhouses with desirable amenities and prices that are designed to appeal to first-time buyers who cannot yet afford a single-family detached home.
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| Q |
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
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| A |
Lender in these states must pay interest on funds held in escrow accounts. |
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